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8am - 6pm(Pacific)
Monday - Friday
Life Insurance
Back to overview| Individual Permanent Universal Life Plan | |
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Voluntary Universal Life Insurance combines life insurance protection with an ability to grow cash value. Individual or family coverage is available. |
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| Living Benefit Riders are included | |
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Automatic Face Amount Increase Rider 5-Year Option
As you plan to expand your family or assets, automatic increases can help your coverage keep up with your plans.
This rider offers the opportunity to automatically add additional coverage in the future without providing evidence of
insurability.
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Long Term Care Rider
Allows the employee to take an advance against his or her life insurance death benefit to help pay for care.
A participant diagnosed as critically ill may receive:
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Terminal Illness Rider
If an insured is diagnosed and certified by a physician as having an illness or physical condition which can reasonably be expected to result in death within 12 months
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Layoff Provision
Full-time employees who are involuntarily laid off will not be required to pay premiums for up to 6 months while they find new employment.
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Critical Illness
Covers conditions like heart attack, stroke, cancer, renal failure, and major organ transplant surgery. A participant who is diagnosed with one of these conditions could receive a lump-sum payment up to 25% of the death benefit, or $100,000, whichever is less.
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| Voluntary Term Insurance | |
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Voluntary Term Insurance
Term insurance provides a low-cost alternative to the Universal Life policy. Premiums remain level for 5 years. Spouse and children coverage available.
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